How to Renew a Louisiana Insurance License

Louisiana Office of the Insurance Commissioner

Helpful Links

ph: (225) 219-7784

fax: (225) 342-3078

email: emajor@ldi.state.la.us

website: http://www.ldi.la.gov/

Find your license number

Print your license

View your CE transcript

File a renewal application

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

GENERAL REQUIREMENTS:

Total Hours

24 hours biennially for Producers and Adjusters

Compliance Renewal Date as of 2018

Producers only need to file a single license renewal, which will renew all eligible lines on the license. Licenses renew on the last day of the birth month with the license number determining the renewal year.

Licenses that end in an even number renew in even-numbered years.
Licenses that end in an odd number renew in odd-numbered years.

Adjusters also renew on the last day of the birth month, with odd or even license numbers determining the renewal year.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

LINE-SPECIFIC REQUIREMENTS:

Courses must be taken in license type held. If licensed in both Life & Health and Property & Casualty, a producer may complete any combination of LH or PC courses to meet the 24 hour requirement.

For All Licenses:

Ethics
3 hrs - Producers and Adjusters must complete 3 hrs of Ethics as part of the total requirement.

For Life & Health Producers:

Annuity Suitability
4 hrs - Producers must complete a one-time 4-hour Annuity Suitability Certification Training prior to selling, soliciting, or negotiating annuity products.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training, due every renewal thereafter.

For Property & Casualty Producers:

Flood
3 hrs - Property/Casualty and Personal lines producers must complete a 3-hour course on NFIP Flood Insurance Certification Training as part of each 2 year licensing period.

There are also additional rules about how the course hours can be applied.

CARRYOVER HOURS:

A maximum of 10 hours may be carried over to the next renewal period.

COURSE REPETITION:

Courses may not be taken more than once in a reporting period.

If you meet any of criteria below, you may be exempt from the continuing education requirements.

EXEMPTIONS:

A Producer or Adjuster who is prevented from meeting the continuing education requirements for renewal of their producer or adjuster license due to military service may request a waiver of those requirements and renewal of the license
A licensed producer or adjuster who is prevented from meeting the continuing education requirements for renewal of his producer or adjuster license due to a medical condition or injury may request a waiver of those requirements and renewal of the license
Insurance Producers may request an exemption from CE requirements if the producer attains age 65 on or before January 1, 2012, has a minimum of fifteen (15) years experience as a licensed producer, and is either no longer actively engaged in the business of insurance or is engaged in the business of insurance and is appointed by at least one Louisiana licensed insurance company. To request this exemption a producer must complete the 65A Exemption Form and return it to the Department. The proper form is located at www.ldi.state.la.us/Documents/Licensing/Producer/65ARev.pdf.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

PreLicenseTraining.com offers webinar, online, and self study courses for Louisiana. You can register for courses at CE Courses.

You must fulfill the course requirements for each of the courses to have them reported.

Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
Self Study courses are self-paced. You must read the course material and pass the Certification Exam with 70% or greater to receive credit.
Online courses are "timed" courses. You must complete all content, quizzes and time before gaining access to the Certification Exam. You must pass the Certification Exam with 70% or greater to receive credit.

MONITOR REQUIREMENTS:

Online and self study exams do not require a monitor.

REPORTING METHOD:

Once a course has been completed, the completion must be reported to the state. PreLicenseTraining.com will report the course completions to the Louisiana Office of the Insurance Commissioner.

3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at www.sircon.com.

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