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HOME
Notice: All information provided on this page is coming directly from the California Legislative Information website at
http://leginfo.legislature.ca.gov
GENERAL PROVISIONS
DIVISION 1. GENERAL RULES GOVERNING INSURANCE
100-1879.8
PART 1. THE CONTRACT
100-679.74
CHAPTER 1. Classes of Insurance
100-124.5
CHAPTER 1.5. Risk Retention
125-140
CHAPTER 2. Parties, Events, and Interests
150-305
ARTICLE 1. Parties to the Contract: Generally
150-151
ARTICLE 2. Parties to Contract: Mortgagor and Mortgagee
170-172
ARTICLE 3. Events Subject to Insurance
250-253
ARTICLE 4. Insurable Interest: Generally
280-287
ARTICLE 5. Insurable Interest: Effect of Transfer
300-305
CHAPTER 3. Negotiations Before Execution
330-361
ARTICLE 1. Concealment
330-339
ARTICLE 2. Representation
350-361
CHAPTER 4. The Policy
380-460
ARTICLE 1. Definition and Scope
380-396
ARTICLE 2. Types of Policies
410-413
ARTICLE 3. Insurer’s Name on Policy
430
ARTICLE 4. Warranties
440-449
ARTICLE 5. Inception Hours
460
CHAPTER 5. The Premium
480-491
CHAPTER 5.2. Renewal Notices
500
CHAPTER 5.3. Consumer Complaints
510
CHAPTER 5.4. Proof of Coverage Disclosure
515
CHAPTER 6. Loss
520-580
ARTICLE 1. Transfer of Interest After Loss
520
ARTICLE 2. Causes of Loss
530-533.7
ARTICLE 3. Notice and Proofs of Loss
550-557.5
ARTICLE 4. Payment of Automobile Collision Repairs
560
ARTICLE 5. Certain Insurance Covering Real Property
570-572
ARTICLE 6. Electronic Payment of Claims
580
CHAPTER 7. Double Insurance
590-591
CHAPTER 8. Reinsurance
620-623
CHAPTER 9. Rescission
650-651
CHAPTER 9.5. Filing of Certificates
655
CHAPTER 9.6. Reasons for Denial of Motor Vehicle Liability Insurance
657-658
CHAPTER 10. Cancellation or Failure to Renew
660-669.5
CHAPTER 10.1. Certain Automobile Insurance
669.7
CHAPTER 10.2. Prohibited Cancellations
670
CHAPTER 10.25. Automobile Collision and Comprehensive Coverage
671
CHAPTER 10.27. Availability of Cost Estimates
672
CHAPTER 10.3. Cancellation of Policies When Premium Financed
673
CHAPTER 10.4. Prior Notice Concerning Cancellation or Nonrenewal
674-674.9
CHAPTER 11. Cancellation and Failure to Renew Certain Property Insurance
675-679.7
CHAPTER 11.5. Disclosure Requirements for Certain Property Insurance
679.9
CHAPTER 12. Prohibition of Discriminatory Practices by Certain Admitted Insurers
679.70-679.74
PART 2. THE BUSINESS OF INSURANCE
680-1879.8
CHAPTER 1. General Regulations
680-1113
ARTICLE 1. Charter Requirements
680
ARTICLE 1.5. Retaliation
685-685.5
ARTICLE 1.7. Continuity of Management
688-688.5
ARTICLE 2. Capital Structure
690
ARTICLE 3. Certificate of Authority
699-728
ARTICLE 4. Examination by Commissioner
729-738
ARTICLE 4.1. Risk-Based Capital for Insurers
739-739.12
ARTICLE 4.5. Special Provisions Regarding Health Coverage
740-742.1
ARTICLE 4.7. Multiple Employer Welfare Arrangements
742.20-742.43
ARTICLE 5. Unlawful Referrals
750-754
ARTICLE 5.1. Unlawful Practices
755-758.7
ARTICLE 5.2. Consumer Protection in Sales of Insurance by or Through Depository Institutions
759-765
ARTICLE 5.3. Agents and Brokers
769-769.56
ARTICLE 5.4. Managing General Agents
769.80-769.87
ARTICLE 5.5. Insurance in Connection With Sales and Loans
770-776
ARTICLE 5.7. Free Insurance
777.1-777.3
ARTICLE 5.8. Premium Financing
778-778.4
ARTICLE 5.9. Credit Life and Disability Insurance
779.1-779.36
ARTICLE 6. Misrepresentation of Policies
780-784
ARTICLE 6.3. Senior Insurance
785-789.10
ARTICLE 6.5. Unfair Practices
790-790.15
ARTICLE 6.6. Insurance Information and Privacy Protection Act
791-791.29
ARTICLE 6.7. Joint Activities
795-795.7
ARTICLE 6.8. Claims Reviewers
796.01-796.04
ARTICLE 6.9. Underwriting of AIDS Risks
799-799.10
ARTICLE 7. Restrictions on Underwriting
800-804
ARTICLE 7.3. Servicing of Insurance Contracts
810
ARTICLE 7.5. Restrictions on Compensation of Adjusters
815-816
ARTICLE 8. Issue of Securities
820-860
ARTICLE 9. Registration of Insurers’ Names
880-886
ARTICLE 10. Financial Statements of Insurers
900-925.4
ARTICLE 10.1. California Insurance Community Investment
926.1-926.3
ARTICLE 10.3. Single Risk Limitation
928
ARTICLE 10.4. Wildfire Risk Information Reporting
929-929.3
ARTICLE 10.5. National Association of Insurance Commissioners
930-934
ARTICLE 10.6. Own Risk and Solvency Assessment
935.1-935.11
ARTICLE 10.8. Corporate Governance Disclosure Act
936.1-936.9
ARTICLE 11. Deposit of Securities
939-956
ARTICLE 13. Insolvency
980-989
ARTICLE 13.3. Obligations of Automobile Insurers and Their Agents Under Contingent and Retrospective Compensation Arrangements
995-995.7
ARTICLE 13.5. Disability Insurance Reserves
997
ARTICLE 14. Proceedings in Cases of Insolvency and Delinquency
1010-1062
ARTICLE 14.2. California Insurance Guarantee Association
1063-1063.18
ARTICLE 14.25. Insurance Assessment Bond Fund
1063.50-1063.68
ARTICLE 14.26. Workers’ Compensation Bond Fund
1063.70-1063.77
ARTICLE 14.3. Uniform Liquidation Act
1064.1-1064.13
ARTICLE 14.5. Stop Order Power of the Commissioner
1065.1-1065.7
ARTICLE 14.7. California Life and Health Insurance Guarantee Association
1067-1067.19
ARTICLE 14.8. Group Enrollment from Health Care Service Plans
1068-1068.2
ARTICLE 15. Withdrawal of Insurers
1070-1076
ARTICLE 15.5. Administrative Supervision
1077-1077.95
ARTICLE 16. Approval of Reinsurance Plans
1080-1091
ARTICLE 17. Loans and Investments
1100-1107.1
ARTICLE 18. Multiple Insurer Operations
1110-1113
CHAPTER 2. Incorporated Insurers
1140-1260
ARTICLE 1. General
1140-1142
ARTICLE 2. Restrictions on Activities
1152-1155
ARTICLE 3. General Investments
1170-1182
ARTICLE 3.5. Disclosure of Material Transactions
1185-1187
ARTICLE 4. Property Authorized for Excess Funds Investments
1190-1202
ARTICLE 4.5. Leeway Law
1210
ARTICLE 4.6. Hedging
1211-1212
ARTICLE 4.7. Insurance Holding Company System Regulatory Act
1215-1215.18
ARTICLE 4.8. Business Transacted with Producer Controlled Insurer
1216-1216.6
ARTICLE 5. Life Insurance Policies
1220-1221
ARTICLE 5.5. Life Insurance Policy Loans
1230-1239.5
ARTICLE 6. Foreign Investments
1240-1242
ARTICLE 7. Valuation of Investments
1250-1254
ARTICLE 8. Reinsurance Transactions
1260
CHAPTER 3. Reciprocal Insurers
1280-1560.19
ARTICLE 1. General Provisions
1280-1284
ARTICLE 2. Organization of Exchange
1300-1315
ARTICLE 3. Filing of Documents
1320-1330
ARTICLE 4. Certificate of Authority
1350-1350.5
ARTICLE 5. Finances
1370-1375
ARTICLE 6. Assessment of Insurers
1390-1402
ARTICLE 7. Dividends
1420
ARTICLE 8. Reports and Examination
1430-1434
ARTICLE 9. Suits
1450-1453
ARTICLE 10. Policy
1470
ARTICLE 11. Rebates
ARTICLE 12. Agents and Brokers
1500
ARTICLE 13. Penalties
1510-1512
ARTICLE 14. Tax Provisions
1530-1531
ARTICLE 15. Merger
1540
ARTICLE 16. Merger of Certain Reciprocal Insurers
1550-1559
ARTICLE 17. Conversion of Certain Reciprocal Insurers to Incorporated Stock Insurers
1560-1560.19
CHAPTER 4. Foreign Insurers
1561-1620.7
ARTICLE 1. Conditions of Doing Business
1561
ARTICLE 2. Alien Insurers
1580-1599
ARTICLE 3. Agent for Service of Process
1600-1605
ARTICLE 4. Actions Against Nonadmitted Insurers
1610-1620
ARTICLE 4.5. Unauthorized Insurers False Advertising Process Act
1620.1-1620.7
CHAPTER 5. Production Agencies
1621-1758.993
ARTICLE 1. Definitions
1621-1624
ARTICLE 2. Comprehensive Definitions
1625-1630
ARTICLE 3. Licensing
1631-1651
ARTICLE 4. Applications
1652-1661
ARTICLE 5. Bonds
1662-1665
ARTICLE 6. License Qualifications
1666-1672
ARTICLE 7. License Qualification Examinations
1675-1684
ARTICLE 8. Certificates of Convenience
1685-1698
ARTICLE 9. Issuance of Licenses
1702-1707.7
ARTICLE 10. Termination of Licenses
1708-1712.5
ARTICLE 11. License Terms
1716-1723
ARTICLE 12. Conduct of Licensee
1724-1736.5
ARTICLE 13. Disciplinary Actions
1737-1748.5
ARTICLE 13.5. Prelicensing and Continuing Education
1749-1749.9
ARTICLE 14. Fees
1750-1751.7
ARTICLE 15. Travel Insurance Agents
1752-1757
ARTICLE 15.5. Cargo Shippers’ Agents
1757.1-1757.3
ARTICLE 16. Variable Contract Agents
1758.1-1758.5
ARTICLE 16.1. Portable Electronics Insurance
1758.6-1758.693
ARTICLE 16.3. Self-Service Storage Agents
1758.7-1758.792
ARTICLE 16.6. Rental Car Agents
1758.8-1758.891
ARTICLE 16.7. Credit Insurance Agents
1758.9-1758.993
CHAPTER 5A. Administrators
1759-1759.10
CHAPTER 6. Surplus Line Brokers
1760-1780
CHAPTER 6.1. Surplus Line Advisory Organization
1780.50-1780.67
CHAPTER 6.5. Reinsurance Intermediaries
1781.1-1781.14
CHAPTER 7. Bail Licenses
1800-1823
ARTICLE 1. Qualification and Licensing
1800-1823
CHAPTER 8. Life and Disability Insurance Analysts
1831-1849
CHAPTER 9. Rates and Rating and Other Organizations
1850.4-1861.16
ARTICLE 1. Purpose and Scope of Chapter
1850.4-1851.1
ARTICLE 2. Making and Use of Rates
1853.5-1853.9
ARTICLE 2.5. Making and Use of Rates—Insurance of Properties Being Purchased From Department of Veterans Affairs
1853.95-1853.97
ARTICLE 4. Advisory Organizations
1855-1855.5
ARTICLE 5. Joint Underwriting and Joint Reinsurance
1856
ARTICLE 6. Records and Examinations
1857-1857.4
ARTICLE 6.5. Recording and Reporting of Loss and Expense Experience
1857.7-1857.9
ARTICLE 7. Hearings, Procedure and Judicial Review
1858-1858.7
ARTICLE 8. Penalties
1859-1859.1
ARTICLE 9. Miscellaneous
1860-1860.3
ARTICLE 10. [Reduction and Control of Insurance Rates]
1861.01-1861.16
CHAPTER 10. Child Care Insurance Act
1862-1864
CHAPTER 10.5. Risk Retention
1870
CHAPTER 12. The Insurance Frauds Prevention Act
1871-1879.8
ARTICLE 1. False and Fraudulent Claims
1871-1871.9
ARTICLE 2. Bureau of Fraudulent Claims
1872-1872.96
ARTICLE 3. Insurance Fraud Reporting
1873-1873.4
ARTICLE 4. Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting
1874-1874.8
ARTICLE 4.5. Insurer Inspections
1874.85-1874.87
ARTICLE 4.6. Auto Insurance Fraud Crisis Areas
1874.90
ARTICLE 5. Arson Investigations
1875-1875.8
ARTICLE 5.5. Insurance Claims Analysis Bureaus
1875.10-1875.18
ARTICLE 5.6. Insurer Fraud Investigation
1875.20-1875.24
ARTICLE 6. Deposit of Automobile Insurance Claims Information
1876-1876.5
ARTICLE 7. Workers’ Compensation Insurance Fraud Reporting
1877-1877.5
ARTICLE 8. Insurance Fraud Prevention
1879-1879.8
DIVISION 2. CLASSES OF INSURANCE
1880-12880.5
PART 1. FIRE AND MARINE INSURANCE
1880-10108.1
CHAPTER 1. The Marine Contract
1880-2010
ARTICLE 1. Insurable Interests Peculiar to Marine Insurance
1880-1886
ARTICLE 2. Concealment and Representations—Rules Peculiar to Marine Insurance
1900-1905
ARTICLE 3. Implied Warranties Peculiar to Marine Insurance
1920-1927
ARTICLE 4. Effect of Course of Voyage
1940-1945
ARTICLE 5. Loss in Marine Insurance
1960-1997
ARTICLE 6. Exemptions
2010
CHAPTER 2. The Fire Insurance Contract
2030-2084
ARTICLE 1. Change of Risk
2030-2032
ARTICLE 2. Measure of Indemnity
2050-2060
ARTICLE 3. California Standard Form Fire Insurance Policy
2070-2085
CHAPTER 4. General Mutual Insurers
4010-4097.20
ARTICLE 1. General Provisions
4010-4019
ARTICLE 2. Directors
4020-4023
ARTICLE 3. Management and Exclusive Agency Contracts
4030-4034
ARTICLE 4. Loans
4040-4044
ARTICLE 5. Dividends to Policyholders
4050-4052
ARTICLE 6. Nonassessable Policies
4060-4064
ARTICLE 7. Insolvency
4070
ARTICLE 8. Applicable Insurance Laws
4080-4081
ARTICLE 9. Merger, Consolidation, Reinsurance, or Transfer of Assets and Liabilities
4090-4096
ARTICLE 10. Conversion of an Incorporated Medical Malpractice Mutual Insurer into an Incorporated Stock Insurer
4097-4097.20
CHAPTER 5. County Mutual Fire Insurers
5050-7060
ARTICLE 1. Formation and Organization
5050-5063
ARTICLE 2. Powers
5080-5081
ARTICLE 3. Membership
5090-5094
ARTICLE 4. The Policy
6010-6021
ARTICLE 5. Risks
6040-6050
ARTICLE 6. Reinsurance
6070-6072
ARTICLE 7. Loss
6090-6091
ARTICLE 8. Assessments
7010-7018
ARTICLE 9. Reports and Statements
7030-7031
ARTICLE 9.5. Merger
7040-7044.5
ARTICLE 9.6. Transformation
7045-7049
ARTICLE 10. Dissolution
7050
ARTICLE 11. Exemptions
7060
CHAPTER 6. County Mutual Fire Reinsurers
7080-9060
ARTICLE 1. Formation and Organization
7080-7093
ARTICLE 2. Powers and Duties
8010-8011
ARTICLE 3. Additional Memberships
8030-8031
ARTICLE 4. Risks
8050-8053
ARTICLE 5. Loss
8070-8078
ARTICLE 6. Assessments and Coverage of Loss
8090-8097
ARTICLE 7. Cancellation of Membership
9010-9012
ARTICLE 8. Reports and Statements
9030-9031
ARTICLE 9. Dissolution
9050
ARTICLE 10. Exemptions
9060
CHAPTER 7. Fraternal Fire Insurers
9080-9103
CHAPTER 8. Underwriters Fire Patrols
10020-10080
ARTICLE 1. Scope of Chapter and Definitions
10020-10022
ARTICLE 2. Formation and Organization
10040
ARTICLE 3. Powers
10050-10052
ARTICLE 4. Meetings and Assessments
10070-10080
CHAPTER 8.5. Earthquake Insurance
10081-10089.4
CHAPTER 8.6. California Earthquake Authority
10089.5-10089.55
CHAPTER 8.9. Insurance Mediation
10089.70-10089.83
CHAPTER 9. Basic Property Insurance Inspection and Placement Plan
10090-10100.2
CHAPTER 10. California Residential Property Insurance Disclosure
10101-10107
CHAPTER 11. Small Business Guide to Commercial Insurance
10108-10108.1
PART 2. LIFE AND DISABILITY INSURANCE
10110-11549
CHAPTER 1. The Contract
10110-10198.10
ARTICLE 1. General Provisions
10110-10127.19
ARTICLE 1.5. Discontinuance of Group Life Insurance and Discontinuance and Replacement of Group Disability Insurance
10128-10128.4
ARTICLE 1.7. California Cobra Program
10128.50-10128.59
ARTICLE 2. Transfer
10129-10133.11
ARTICLE 2.3. Transfers of Structured Settlement Payment Rights
10134-10139.5
ARTICLE 2.5. Discriminatory Practices
10140-10145.4
ARTICLE 2.6. Underwriting on the Basis of Test of Genetic Characteristics
10146-10149.1
ARTICLE 3. Policy Provisions Required
10150-10154
ARTICLE 3a. Standard Nonforfeiture Law for Life Insurance
10159.1-10167.5
ARTICLE 3b. Standard Nonforfeiture Law for Individual Deferred Annuities
10168-10168.10
ARTICLE 3.5. Appeals Seeking Independent Medical Review
10169-10169.5
ARTICLE 4. Payment and Proceeds
10170-10180
ARTICLE 4.5. Review of Rate Increases
10181-10181.13
ARTICLE 5. Exemptions and Miscellaneous Provisions Relating to Insurance Contracts
10190-10192
ARTICLE 6. Medicare Supplement Policies
10192.1-10192.24
ARTICLE 7. Preexisting Condition Provisions
10198.6-10198.10
CHAPTER 1.5. Health Coverage Contract Notification
10199-10199.9
ARTICLE 1. Purpose and Title
10199
ARTICLE 2. General Provisions
10199.1-10199.49
ARTICLE 3. Administration and Enforcement
10199.5-10199.9
CHAPTER 2. Group Life Policies
10200-10214
CHAPTER 2.5. Blanket Life Insurance
10220-10225
CHAPTER 2.6. Long-Term Care Insurance
10231-10237.6
ARTICLE 1. Definitions
10231-10231.8
ARTICLE 3. General Provisions
10232-10233.7
ARTICLE 3. Administration and Enforcement
10234-10234.7
ARTICLE 3.7. Consumer Protection
10234.8-10234.97
ARTICLE 4. Implementation
10235-10236.15
ARTICLE 5. Inflation Escalator and Benefit Increases
10237-10237.6
CHAPTER 3. Burial Contracts
10240-10252
CHAPTER 4. Standard Provisions in Disability Policies
10270-10402.1
ARTICLE 1. Scope of Chapter and Definitions
10270-10279
ARTICLE 2. Approval of Commissioner
10290-10293
ARTICLE 2.1. Accelerated Death Benefits
10295-10295.19
ARTICLE 2.5. Transportation Ticket Policies
ARTICLE 3. Policy Form Generally—Uniform Provisions
10320-10328
ARTICLE 4. Compulsory Standard Provisions—Uniform Provisions
10350-10354
ARTICLE 5. Optional Standard Provisions and Special Provisions—Uniform Provisions
10369.1-10369.12
ARTICLE 6. Interpretation of Policy
10380-10390
ARTICLE 7. Exemption
10395
ARTICLE 8. Penalties
10400-10402.1
CHAPTER 5. General Regulation of Life Insurers
10430-10509.938
ARTICLE 1. Restrictions on Business
10430-10436
ARTICLE 1a. Regulation of Internal Affairs of Mutual Insurers
10440-10442
ARTICLE 2. Registration of Life Policies
10450-10463
ARTICLE 3. Valuation of Life Policies
10478-10489
ARTICLE 3a. Standard Valuation Law
10489.1-10489.992
ARTICLE 4. Qualifications and Exemptions
10490-10505.1
ARTICLE 5. Pension Funds, Separate Accounts
10506-10506.5
ARTICLE 6. Investment Return Assurance
10507-10507.4
ARTICLE 6.5. Portfolio Indexing
10507.5
ARTICLE 7. Records
10508-10508.8
ARTICLE 8. Requirements for Replacement of Life Insurance and Annuity Policies
10509-10509.9
ARTICLE 9. Suitability Requirements for Annuity Transactions
10509.910-10509.918
ARTICLE 11. Life Insurance Proceeds Disclosure Act of 2011
10509.930-10509.938
CHAPTER 5.5. Life Insurance Policy Illustrations
10509.950-10509.965
CHAPTER 5.6. Life Insurance Cost Indexes
10509.970-10509.975
CHAPTER 6. Incorporated Life Insurers Issuing Policies on a Reserve Basis
10510-10541
ARTICLE 1. Capital
10510-10512
ARTICLE 2. Dividends
10530
ARTICLE 3. Premiums and Premium Accounts
10540-10541
CHAPTER 7. Disability Insurance Disclosure
10600-10609
CHAPTER 8. Small Employer Health Insurance
10700-10752.8
ARTICLE 1. Definitions
10700-10701
ARTICLE 2. Small Employer Carrier Requirements
10702-10718.7
ARTICLE 3. Voluntary Reinsurance Mechanism
10719-10729
ARTICLE 4. Purchasing Pool for Small Employers
10730-10750
ARTICLE 5. Stop-Loss Insurance
10752-10752.8
CHAPTER 8.01. Nongrandfathered Small Employer Health Insurance
10753-10753.18.7
ARTICLE 1. Definitions
10753-10753.01
ARTICLE 2. Small Employer Carrier Requirements
10753.02-10753.18.7
CHAPTER 8.02. Grandfathered Small Employer Health Insurance
10755-10755.18.7
ARTICLE 1. Definitions
10755-10755.01
ARTICLE 2. Small Employer Carrier Requirements
10755.02-10755.18.7
CHAPTER 8.5. Coverage for Federally Eligible Defined Individuals
10785-10786
CHAPTER 9. The Private Health Care Voluntary Purchasing Alliance Act
10800-10887
ARTICLE 1. General
10800-10803
ARTICLE 2. Definitions
10810
ARTICLE 3. Regulation
10820-10826
ARTICLE 4. Conflicts of Interest
10830
ARTICLE 5. Additional Powers of and Restrictions on Purchasing Alliances
10840-10845
ARTICLE 6. Participating Carriers
10850-10856
ARTICLE 7. Contracts with Employers, Small Employers, and Participating Carriers
10860-10861
ARTICLE 8. Marketing
10870-10873
ARTICLE 9. Solvency
10880
ARTICLE 10. Exemptions
10885-10887
CHAPTER 9.5. Individual Access to Contracts for Health Care Services
10900-10902.5
CHAPTER 9.6. Consumer Operated and Oriented Plans
10930-10930.9
CHAPTER 9.7. Child Access to Health Insurance
10950-10960.5
CHAPTER 9.9. Individual Access to Health Insurance
10965-10965.18
CHAPTER 10. Fraternal Benefit Societies
10970-11165
ARTICLE 1. Scope of Chapter
10970-10976
ARTICLE 2. Definitions
10990-10993
ARTICLE 3. Organization
11010-11033
ARTICLE 4. Benefits
11040-11044
ARTICLE 5. Contract
11060-11073
ARTICLE 6. Powers of Commissioner
11090-11112
ARTICLE 7. Financial Matters
11120-11146
ARTICLE 8. Violations and Penalties
11160-11165
CHAPTER 10A. Firemen's, Policemen's,or Peace Officers’ Benefit and Relief Associations
11400-11407
CHAPTER 11. Change by Assessment Plan Insurer to Reserve Plan
11420-11490
ARTICLE 1. Authorization and Effect
11420-11422
ARTICLE 2. Capital Adjustments
11440-11443
ARTICLE 3. Transfer of Insurance
11460
ARTICLE 4. Powers of Insurer After Transformation
11470-11472
ARTICLE 5. Valuation of Policies
11490
CHAPTER 12. Grants and Annuities Societies
11520-11524
CHAPTER 13. Voluntary Mutualization of Incorporated Life and Life and Disability Insurers Having a Capital Stock and Issuing Nonassessable Policies on a Reserve Basis
11525-11533
ARTICLE 1. Authority and Requirements to Mutualize
11525-11528
ARTICLE 2. Execution of Plan
11529-11533
CHAPTER 14. Conversion of an Incorporated Mutual Life or Life and Disability Insurer into an Incorporated Stock Life Insurer Issuing Policies on a Reserve Basis
11535-11549
ARTICLE 1. Authority and Requirements to Convert
11535-11549
PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE
11550-11895
CHAPTER 1. General Regulations
11550-11629.88
ARTICLE 1. Reserves of Insurers
11550-11557
ARTICLE 2. Actions on Policies Containing Liability Provisions
11580-11589.5
ARTICLE 2.5. Personal Liability Insurance Providing Workers’ Compensation Coverage for Household Employees
11590-11593
ARTICLE 3. Capital Requirements of Reserve Basis Insurers
11600-11602
ARTICLE 4. Assigned Risk Plans
11620-11627
ARTICLE 5. Motor Vehicle Liability Insurance
11628-11629.5
ARTICLE 5.5. California Low-Cost Automobile Insurance Program
11629.7-11629.88
CHAPTER 2. Workers’ Compensation Policies
11630-11665
ARTICLE 1. Definitions
11630-11631
ARTICLE 2. Policy Provisions
11650-11665
CHAPTER 3. Regulation of Business of Workers’ Compensation Insurance
11690-11761
ARTICLE 1. Deposits by Workers’ Compensation Insurers
11690-11703
ARTICLE 2. State Rate Supervision
11730-11742
ARTICLE 3. Rating and Other Organizations
11750-11759.2
ARTICLE 4. Penalties for Misrepresentation
11760-11760.1
ARTICLE 5. Standards Applicable to Claims Adjusters
11761
CHAPTER 4. The State Compensation Insurance Fund
11770-11886.2
ARTICLE 1. Organization and Powers
11770-11805
ARTICLE 2. Rates
11820-11822
ARTICLE 3. Policies
11840-11846
ARTICLE 4. Reports and Statements
11860
ARTICLE 5. Coverage of Public Employers
11870-11874
ARTICLE 6. Penalties
11880-11881
ARTICLE 7. Transfer of Ownership
11885-11886.2
CHAPTER 5. Market Assistance Program for Long-Term Health Care Facility Liability Insurance
11890-11892
CHAPTER 6. Commercial Property Parking Lots: Vehicle Barrier Discount
11895
PART 4. MISCELLANEOUS CASUALTY INSURANCES
12050-12129
CHAPTER 1. Surety Insurers on Reserve Basis; Capital Requirements and Permitted Insurances
12050-12122
ARTICLE 1. Capital and Scope of Business
12050-12055
ARTICLE 2. Administrative Control
12070-12072
ARTICLE 3. Special Restrictions on Business
12090-12093
ARTICLE 4. Special Regulations
12095-12097
ARTICLE 5. Financial Guaranty Insurance
12100-12122
CHAPTER 2. Other Casualty Insurers on Reserve Basis; Capital Requirements and Permitted Insurances
12124
CHAPTER 3. Group and Individual Plans for Legal Insurance
12125-12129
PART 5. MOTOR CLUBS
12140-12311
CHAPTER 1. Definitions and Exemptions
12140-12159
CHAPTER 2. Certificate of Authority
12160-12170
CHAPTER 3. The Service Contract
12250-12256
CHAPTER 4. Agents
12280-12281
CHAPTER 5. Penalties
12311
PART 6. INSURANCE COVERING LAND
12340-12661
CHAPTER 1. Title Insurance
12340-12418.4
ARTICLE 1. Definitions
12340-12342
ARTICLE 2. Title Insurers; Capital and Guarantee Fund Requirements
12350-12360
ARTICLE 3. Title Insurers: Finances and Investments
12370-12377
ARTICLE 3.5. Unearned Premium Reserve and Reserve for Unpaid Losses and Loss Expense
12380-12388
ARTICLE 3.7. Underwritten Title Companies
12389-12389.7
ARTICLE 4. General Powers
12390-12394
ARTICLE 4.5. Business Plans
12396-12399
ARTICLE 5. Exemptions
12400-12400.5
ARTICLE 5.5. Rate Filing and Regulation
12401-12401.10
ARTICLE 5.7. Advisory Organizations
12402-12402.2
ARTICLE 6. Rebates and Commissions
12404-12413.5
ARTICLE 6.7. Hearings, Procedure, and Judicial Review
12414.13-12414.19
ARTICLE 6.9. Examinations, Penalties and Miscellaneous
12414.20-12414.31
ARTICLE 7. Annual Renewal Fees
12415-12417
ARTICLE 8. Title Insurance Representatives
12418-12418.4
CHAPTER 2A. Mortgage Guaranty Insurance
12640.01-12640.20
ARTICLE 1. Definitions
12640.01-12640.02
ARTICLE 2. Capital, Surplus and Contingency Reserve Requirements
12640.03-12640.06
ARTICLE 4. Limitations and Restrictions for Transacting Business
12640.07-12640.11
ARTICLE 5. Rebates and Commissions
12640.12-12640.15
ARTICLE 6. Financial Statements
12640.16
ARTICLE 7. Applicability of Other Laws
12640.17
ARTICLE 8. Additional Powers of Commissioner
12640.18
ARTICLE 9. Advertising
12640.19
ARTICLE 10. Fees
12640.20
CHAPTER 3. Land Value Insurance
12660-12661
PART 6.1. HEALTH DISABILITY INSURANCE CONVERSION
12670-12692.5
PART 6.2. HEALTHY FAMILIES
12693-12694.2
CHAPTER 1. Purpose
12693
CHAPTER 2. Definitions
12693.01-12693.17
CHAPTER 3. Creation of Program and Powers of the Board
12693.20-12693.23
CHAPTER 4. Administration
12693.25-12693.55
CHAPTER 5. Health Benefits and Copayments
12693.60-12693.62
CHAPTER 6. Dental Benefits and Copayments
12693.63-12693.64
CHAPTER 7. Vision Benefits and Copayments
12693.65-12693.66
CHAPTER 8. Linkages with Public Programs
12693.68-12693.69
CHAPTER 9. Eligibility
12693.70-12693.765
CHAPTER 10. Fiscal Integrity
12693.77
CHAPTER 11. Protection Against Substitution of Benefits
12693.80-12693.84
CHAPTER 12. Appeals
12693.85-12693.89
CHAPTER 14. Rural Demonstration Project
12693.91-12693.915
CHAPTER 15. Reports
12693.92-12693.95
CHAPTER 16. Funds
12693.96-12693.97
CHAPTER 16.1. Healthy Families Bridge Benefits Program
12693.98-12694
CHAPTER 16.2. Transition of Healthy Families Program Enrollees to Medi-Cal
12694.1-12694.2
PART 6.6. QUALIFIED HIGH RISK POOLS
12739.5-12739.62
PART 6.7. Federal Temporary High Risk Health Insurance Fund
12739.70-12739.76
PART 6.8. Program Transfers
12739.77-12739.79
PART 7. HOME PROTECTION
12740-12764
CHAPTER 1. Definitions and Licensing
12740-12745
CHAPTER 2. Fiscal Requirements
12750-12757
CHAPTER 3. Other Provisions
12760-12764
PART 8. SERVICE CONTRACTS
12800-12865
PART 9. Pet Insurance
12880-12880.5
DIVISION 3. THE INSURANCE COMMISSIONER
12900-13813
CHAPTER 1. Appointment, Qualification, and Offices
12900-12907
CHAPTER 2. Powers and Duties
12919-13555
ARTICLE 1. Generally
12919-12938
ARTICLE 1.1. The California Community Development Financial Institution Tax Credit Program
12939-12939.2
ARTICLE 2. Review of Commissioner’s Acts
12940
ARTICLE 3. Procuring Information on Policies
12950-12959
ARTICLE 3.5. Reporting
12962-12969
ARTICLE 4. Fees
12970-12980
ARTICLE 5. Fee Oversight
12990-12995
ARTICLE 7. Suspension of Privilege of Appearing or Practicing Before the Commissioner
13500-13505
ARTICLE 8. Insurance Payment Intercept Program
13550-13555
CHAPTER 3. Conciliation
13600-13601
CHAPTER 4. Holocaust Era Insurance Registry
13800-13807
CHAPTER 5. Slavery Era Insurance Policies
13810-13813
DIVISION 4. AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL
13900-13907
DIVISION 5. INSURANCE ADJUSTERS
14000-16032
CHAPTER 1. Insurance Adjuster Act
14000-14099
ARTICLE 1. General Provisions
14000-14002
ARTICLE 2. Administration
14010-14013
ARTICLE 3. Regulation, Licensing, and Registration
14020-14047
ARTICLE 4. Bonds
14050-14054
ARTICLE 5. Disciplinary Proceedings
14060-14065
ARTICLE 6. Nonresidents
14070-14078
ARTICLE 7. Penal Provisions
14080
ARTICLE 7.5. Crop Insurance Adjusters
14085
ARTICLE 8. Expiration and Renewal of Licenses and Cards
14090-14094
ARTICLE 9. Revenue
14097-14099
CHAPTER 2. Public Insurance Adjusters Act
15000-15062
ARTICLE 1. General Provisions
15000-15002
ARTICLE 2. Administration
15003-15005
ARTICLE 3. Regulation, Licensing, and Registration
15006-15032
ARTICLE 4. Bonds
15033-15037
ARTICLE 5. Disciplinary Proceedings
15038-15043
ARTICLE 6. Nonresidents
15044-15052
ARTICLE 7. Penal Provisions
15053
ARTICLE 8. Expiration and Renewal of Licenses and Cards
15054-15062
CHAPTER 3. Emergency Disaster Assessment
16000-16032
ARTICLE 1. General Provisions
16000-16002
ARTICLE 2. Emergency Disaster Assessment
16010-16016
ARTICLE 3. Adjuster Identification
16020-16022
ARTICLE 4. Coordination of Emergency Operations
16030-16032